Financing 2018-03-30T19:11:00+00:00

Payments & Financing

At Furniture Country, we want to make your shopping experience as pleasant as possible, and that includes offering a variety of payment and financing options to suit your specific needs. Whether you are looking to make monthly payments to buy your furniture over an extended period of time, or you’d like to take advantage of our exclusive special financing offers. We have the solution for you.

Payments & Financing

Special Financing Available*

You can now use your Synchrony HOME credit card at Furniture Country! Take advantage of our special promotions and financing offers with the card that’s already in your wallet.

*Subject to credit approval. See store for details.

Synchrony Home Credit Card
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Manage Account

West Creek Financial – No Credit Needed

Easy and Affordable Payment

A $40 fee is deducted at time of sale. The customer’s payment is automatically withdrawn from their checking account on their paydays. Payments are 15% of the invoice per month for 12 months. For example: If the invoice amount is $1,000 and the customer is paid bi-weekly, the payment will be $69.23 every payday for 26 payments. If they are paid monthly, they will pay $150 monthly for 12 months, plus tax.

90 Day Purchase Option or 65% Early Buyout Option

All customers have the option to purchase their lease agreement within 90 days of the delivery date and only pay the initial payment plus the invoice amount. If the customer wishes to own the merchandise outright after 90 days, they may purchase it at 65% of the remaining balance on their lease.


Photo ID
Social Security number, government ID or ITIN#
Debit card with initial payment of $40
Checking account
$1,000 a month income



Don’t want it now? Need it later? We’ll hold your new furniture for 20% down for up to 120 days. Monthly payments required. This includes all of our furniture and any special order merchandise. See the store for details!